{"id":106,"date":"2026-10-01T10:00:00","date_gmt":"2026-10-01T10:00:00","guid":{"rendered":"https:\/\/www.azdealsbydenise.com\/blog\/?p=106"},"modified":"2026-10-01T10:00:00","modified_gmt":"2026-10-01T10:00:00","slug":"us-buyers-navigate-14-month-cost-high","status":"publish","type":"post","link":"https:\/\/www.azdealsbydenise.com\/blog\/2026\/10\/01\/us-buyers-navigate-14-month-cost-high\/","title":{"rendered":"US Buyers Navigate 14-Month Cost High"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\" src=\"https:\/\/www.roomvu.com\/agent\/embed\/denise-mcguire-1\/mortgage-costs-high-0a00\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>The landscape for homebuyers has been shifting lately. By the end of Q3, the average monthly payment for buyers climbed to $2,600\u2014a peak not seen in the last 14 months. With mortgage costs on the rise and the national median home-sale price edging up about 2% year-over-year to roughly $399,000, it\u2019s no wonder affordability is on everyone\u2019s mind. Pending sales stayed mostly flat month-over-month and fell compared to last year, and I\u2019ve noticed that mortgage-purchase applications have dipped a bit, too.<\/p>\n<p>New listings took a slight hit around the holidays, but they\u2019re still modestly ahead of where we were last year. For sellers, strategy matters more than ever: about 21% of active listings made price cuts, and sharper pricing is definitely turning heads, while homes priced too high are seeing buyers hesitate. The good news? Inventory is improving\u2014active supply is up about 2% year-over-year to 1.5 million homes, with nearly four months of supply, though we\u2019re not quite at a balanced market yet.<\/p>\n<p>As someone who\u2019s spent decades helping clients navigate the ups and downs of real estate in Arizona, I know how important it is to have a steady guide in times like these.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>The landscape for homebuyers has been shifting lately. By the end of Q3, the average monthly payment for buyers climbed to $2,600\u2014a peak not seen in the last 14 months. With mortgage costs on the rise and the national median home-sale price edging up about 2% year-over-year to roughly $399,000, it\u2019s no wonder affordability is [&hellip;]<\/p>\n","protected":false},"author":52,"featured_media":107,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-106","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.azdealsbydenise.com\/blog\/wp-json\/wp\/v2\/posts\/106","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.azdealsbydenise.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.azdealsbydenise.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.azdealsbydenise.com\/blog\/wp-json\/wp\/v2\/users\/52"}],"replies":[{"embeddable":true,"href":"https:\/\/www.azdealsbydenise.com\/blog\/wp-json\/wp\/v2\/comments?post=106"}],"version-history":[{"count":1,"href":"https:\/\/www.azdealsbydenise.com\/blog\/wp-json\/wp\/v2\/posts\/106\/revisions"}],"predecessor-version":[{"id":108,"href":"https:\/\/www.azdealsbydenise.com\/blog\/wp-json\/wp\/v2\/posts\/106\/revisions\/108"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.azdealsbydenise.com\/blog\/wp-json\/wp\/v2\/media\/107"}],"wp:attachment":[{"href":"https:\/\/www.azdealsbydenise.com\/blog\/wp-json\/wp\/v2\/media?parent=106"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.azdealsbydenise.com\/blog\/wp-json\/wp\/v2\/categories?post=106"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.azdealsbydenise.com\/blog\/wp-json\/wp\/v2\/tags?post=106"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}